This year insurers are indicating that motorists should expect to pay higher insurance quotes whether they have driving penalties or not. Many reports suggest that the average vehicle insurance premium has passed £510, a record high. Drivers in the UK now pay an average of £514.36 to insure their new and used cars or a 14% increase since 07. Much of this is due UK motorists making fraudulent claims and whiplash has been identified as the main false claim! Also claims against uninsured drivers!

UK car buyers can expect to pay up to 12.5% less for a used car than you would have done in Nov. '07 - but a new car would cost you an average of 1.8% more. Buyers considering a new car can bring even greater savings if they look at buying one of the many manufacturers cheapest makes and models in terms of motor insurance, economy and maintenance. Look at the whole package, the bigger picture is vital to saving money over a period of time. Short wins are not the answer, look at the economy.

Why Use MotoWorld To Find The Best Deals for New Car Insurance Quotes in 2009?
Swiftcover Underwriting Director, Craig Staniland, says: “Insurance premiums are based on a number of factors that are used to identify the level of risk of individual drivers. Claims evidence shows a correlation between the number of convictions a person has and how likely they are to make a claim – meaning if you have more convictions you are statistically more likely to claim and therefore your premium will be higher. “Insurers view convictions differently. swiftcover.com has discovered that drivers who have just one speeding conviction are no more likely to make a claim than drivers with no convictions, so we don’t increase premiums for drivers with one speeding conviction that did not lead to a ban.”