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Choosing Your Car Insurance Cover Levels For Your Needs

Before you start, make sure you know what cover you are looking for. It is important to remember that in the UK it is an offence to drive your car or allow others to drive it without the appropriate level of insurance.

There are different levels of insurance cover are available, from third party cover which protects individuals against liability should they injure a third party or cause damage to a third party’s property. Third Party does not provide any cover for your own vehicle or property. At the other end of the scale there is comprehensive cover ( Fully Comp ), which protects you for accidental damage, fire damage and theft, as well as any liability towards third parties.

Norwich Union and Zurich, for example, offer their customers additional discounts if you insure your second car with them, providing it is parked at the same home address of course

Admiral Car Insurance also offers 'multi-car' insurance. This is how does that works.
Admiral's Multi Car insurance policy combines all your household cars on to one single policy, giving you a bigger discount! It does not matter whether you are single or married. You could even be sharing a house with a life partner. The condition here is that the cars are all registered at that same house address. This is in our minds here at the Car Insurance Warehouse a great opportunity for British motor enthusiasts with two or more cars to save money by being eligible for great discounts with Admiral Multi Car.

If a policyholder within the Multi Car policy makes a claim or a claim is made against the claimant, the other policyholder's No Claims Bonus will not be affected. Since only the individual policyholder?s No Claims Bonus of the car involved, will be affected, this is a great way to maximise savings when two or more cars are registered to one address.

 
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