 Gap Car Insurance & New Car Depreciation
Buying a new car will eventually lose you money, your dealer will suggest you buy Gap Car Insurance to cover the depreciation value should you have an accident and your car insurance company could write-off your new car! Protect yourself at up to 75% less cost than buying through your new car dealer. Read about, get quotes and estimates right here before you buy Return to investment insurance. Then buy your (RTI) or Car Gap Insurance directly from the insurer today because they have over 20 years experience in the insurance and finance field. They only sell online, which means you get fantastic prices and should you have any questions they are on the phone too. Why risk loosing money on your vehicle. After all it is such a valuable asset. Protect your financial investment today. It does not matter if your new car is a Ford Fiesta or a Porsche 911 Turbo, your vehicle still stands to loose money on depreciation the second it is driven off the dealer forecourt.
Click4Gap are an internet only Gap insurance company which means that their prices are really competitive and they are also at the end of the phone should you wish to chat to them directly. It’s that simple. Which Car Gap Insurance Policy To I Need? There are four main types of Gap Car Insurance which you could buy. They are.... - Return To Invoice Gap Car Insurance
- Return To Value Gap Car Insurance
- Vehicle Replacement Car Insurance
- Finance Gap Insurance
Return To Invoice Gap Insurance is great cover for new and used cars bought less than 90 days before you buy the policy. Click4Gap RTI is available to you whether you paid cash or borrowed the money from a Bank or Motor Loan or even chose Contract Hire.
Return To Value Gap Insurance is suitable for the majority of car owners as it can be taken for out up to 7 years after buying your car! It is available for both Private or Dealer/Broker sourced cars whether you paid in cash or took out any kind of loan.
Both RTI and RTV Gap Car Insurance gives you added protection if your car is declared a "Total Loss" by helping you get back the amount you paid for your car paying the difference between the your Car insurance Companies settlement and the original amount you paid for your car at the time of purchase with RTI and the value of your car at the time you take out your policy with RTV.
Vehicle Replacement Insurance is suitable for cover for new, ex-demonstrator and pre-registered vehicles up to three months old. VRI pays the difference between your Comprehensive Car Insurance Policies Settlement and the cost of a replacement new vehicle, even if the price has increased. In short Vehicle Replacement Insurance refunds the depreciation and inflation of your new car helping you to protects your investment and should the need arise replace your vehicle with a brand new one. What is RTI or Return To Investment Gap Insurance? If your car is stolen or declared an insurance write-off "Return to Invoice Insurance" will refund to you the difference between what you paid for the car and your insurers depreciated valuation. Click4Gap sells 3 years Gap Car Insurance, the most popular Gap insurance sold in the UK through dealers to new car buyers. Click4Gap are an internet only Gap insurance company which means that their prices are really competitive and they are also at the end of the phone should you wish to chat to them directly. It’s that simple. NEW RETURN TO VALUE GAP CAR INSURANCE
COVERS CARS PURCHASED OVER 90 DAYS AGO!
TRY BEAT THAT FOR INNOVATIVENESS..
What is Return To Value Gap Insurance?
Return to Value Gap Can be taken out up to 7 years after you buy your new or used car! So if you took ownership of your car four months ago and have just decided that you really should have bought gap insurance, its still not too late! It can be an 2006 car or 2001 reg. RTV or Return to Value Gap refunds up to �25,000 and covers cars up to....
£50,000
80,000 miles at start of policy
7 years old at start of policy
No mileage restriction after policy is purchased
Available whether you paid by...Cash, Motor loan, Personal Loan, Contract Hire, PCP, or Lease.
RTV Gap is just like RTI Gap in that it protects the investment you made when you bought your car. RTV Gap is designed to get back the total value of your car at the time you take out the policy, not the value of the car when purchased new! There is a difference so please realise this. The reason RTV Gap is now available is to help both new and used car buyers who never took out a Gap Car Insurance (RTI Gap) can also protect themselves from depreciation should they have an accident or be the victim of automotive crime.
Now thanks to Return To Value Gap Insurance you will be able to Replace Your Vehicle with one of similar value of your car as it was at the time you take out the policy, not the depreciated value in two years time Why Buy Return To Investment Cover?
What would your position be if your car were stolen or written-off? Insurance Companies depreciate cars by up to 60% over a three year period, therefore if you have a loan have you considered how you will settle it.
Even if your insurance payout covers your loan settlement, where does the deposit come from for your next car? - you don’t have a part exchange!
If you are a cash buyer, have you considered how you will replace the difference between the amount you paid for your car and your insurance payout? Will it be possible for you to replace like for like without adding more of your savings?
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Gap Insurance